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Thursday, April 2, 2009

Bad Credit? How to Get Good Credit? Step 1

Bad Credit Home Loans
How to Get Good Credit: "Step 1: Pay Your Bills on Time
Make it your personal goal to pay your credit and other obligations on time and for the required amount each month.

Debt obligations will include:


· Credit card charges


· Loan payments


· Rent or mortgage payments


· Utility bills


· Service or product bills


· Taxes


· Support payments


· Other

Take advantage of automatic payments and other online bill payment strategies offered by lenders and credit card issuers. This will ensure timely payments.


If you forget to make a payment, act promptly on any notices of non- or late payments. Call the bill servicer to notify them that your payment will be sent immediately.


Do not ignore any creditor notices of non-payment. Contact the creditor to fix the problem."